Building Opportunities, Unlocking Potential
Fast, Flexible and Accessible Loans for Federal Civil Servants Small Business Owners, and More...
How to get a State Loan
Follow the steps below
Apply for a loan
Apply for a loan by submitting your application for review.
Review & Approval
Your loan application will be reviewed and approved soon.
Receive Your Funds
Once approved, the funds will be transferred to your account.
Eligibility
To be eligible you must…
- Have a staff Identification card.
- Be between 22 and 58 years old.
- Not have a history of returned cheques in your account.
- Run an account (Current or Savings) with a commercial Bank in Nigeria.
- Possess a valid Proof of Identification (current ECOWAS Passport, National Identification, Driver’s License or Voters ID)
- Live or work in Nigeria.
- Possess a clean Credit Bureau Report.
- Possess a verifiable monthly income.
- Present one recent passport photograph (within the last 6 months)
- Have a salary bank statement for the last 3 months (must be stamped by the bank)
- Have a salary bank statement for the last 3 months (must be stamped by the bank)
Customer Self-Service
Frequently asked questions
What types of loans do you offer?
- We provide state, federal, paramilitary, and special loans tailored to meet the needs of civil servants, government employees, contractors, and businesses.
Who is eligible for a loan?
- Our loans are available to state and federal civil servants, local government employees, paramilitary personnel, and contractors working with government or established businesses.
What is the maximum loan amount I can apply for?
- The maximum loan amount depends on your salary, repayment capacity, and other specific criteria.
How long does it take to process a loan?
- Loan processing typically takes 24 to 72 hours after submitting all required documents.
Do you offer loans to self-employed individuals?
- Currently, our loans are primarily targeted at salaried employees. However, contractors and registered business owners may qualify for certain loan products.
What documents do I need to provide?
- A valid government-issued ID
- Recent payslips or proof of income
- Employment verification letter
- Bank statements (last 3–6 months) NB: On request
- Other documents specific to the loan type.
What Customers say
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